Know This Before Filing for Bankruptcy
Sometimes difficult decisions need to be made because of unforeseen circumstances. Perhaps a loved one develops a terrible medical condition and bills from doctors and hospitals start piling up. You trim the fat off your expenses till there is nothing left to remove....
Understanding the Bankruptcy Process
If you have ever had problems with your computer, you know that one of the first steps in troubleshooting is to shut it down, unplug it, and fire it up again. Sometimes a fresh start is what your system needs to work again. Filing for bankruptcy can give your finances...
Benefits of Filing for Personal Bankruptcy
To many people, filing for personal bankruptcy has a negative connotation. They believe that bankruptcy means you are irresponsible with expenses and do not know how to manage your finances. In reality, many that file for personal bankruptcy are struggling with...
Fair Debt Collection Practices You Should Know About
Most people in this economy take on debt. It may be in the form of credit cards, medical bills, or car loans, and help you take care of immediate needs before you have the cash. Unfortunately, circumstances can happen that make it difficult for those debts to be paid,...
Understanding Debt and Money Saving Tips for the New Year
If you find that your income isn't paying your bills, it may be time to consider some of the more significant ways you may be able to save money this year. Every dollar you save provides a dollar that you can put toward paying down your debt, which is vital in 2023,...
What are Some Do’s and Don’ts of Bankruptcy?
Are you having financial problems and thinking about filing for bankruptcy? To help you keep your options open, you need to know there are some things you should do and some things you shouldn’t do. In many cases, some actions may either limit your options or put your...
How Bankruptcy Fraud Occurs
The bankruptcy process in the United States is a legal proceeding, handled in federal courts, that is designed to allow individuals or businesses freedom from their debts, while simultaneously providing creditors an opportunity for repayment.2 There are a number of...
Is Debt Consolidation a Good Idea Over Bankruptcy?
There are over 537 million open credit card accounts in the United States with the average American having three credit cards.1 Credit Karma reported that their members had an average debt of $6,198 per member.2 That debt is only increasing as credit card interest...
What Is Foreclosure and How Does It Work?
Your mortgage payment is probably the most expensive and challenging to make, especially if you’re struggling financially. If you’ve been struggling to make mortgage payments or missed one, you may wonder what will happen next. Lenders will often work with homeowners...
The Top Reason People File for Bankruptcy
The United States Courts reported that bankruptcy filings actually decreased by about 24 percent in 2021.1 This was attributed to increased government aid during the early days of the COVID-19 pandemic as well as government mandates which halted evictions and...
What Advantages Does a Chapter 7 Bankruptcy Provide?
Chapter 7 bankruptcies clear all debts eligible for discharge, allowing the petitioner to walk away from them forever. For those with large amounts of dischargeable debts, Chapter 7 often provides more advantages than Chapter 13. A bankruptcy attorney helps determine...
Beware of Foreclosure Scams, Get Protection with Bankruptcy
If your home is in foreclosure, you are at risk of being a victim of a foreclosure scam. Con artists prey on the vulnerable and people losing their homes fall into this category as they are desperate to save their homes and under a lot of stress. It is relatively easy...
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Leominster MA, Watertown MA, Worcester MA
Personal Bankruptcy MA | Chapter 7 Bankruptcy MA | Chapter 13 Bankruptcy MA