Chances are, you’ve never said the word “bankruptcy” to anyone outside your immediate household. In fact, there’s a good chance you’ve avoided that word within the walls of your own home. While shame surrounding financial mistakes or mishaps is understandable, forging...
When you are having trouble paying your bills, the last thing you need is for a credit counseling agency to add to your problems by taking your money and not providing the services you expected. It’s important to your wallet and your financial future to take the...
Your credit report and the resulting credit score are used by lenders for everything from determining home and car loans rates to determining insurance premiums, securing a new job or renting an apartment. Your credit report and credit score are an important financial...
Consumer bankruptcy is one of the most important American rights. Without it, citizens could be subjected to ruinous collections practices enforced by the courts. Unpayable judgments would prevent bankrupt households from becoming solvent, resulting in dire poverty...
In a previous blog post we discussed some of the highlights of a Chapter 7 bankruptcy filing, citing it as the most used type of bankruptcy remediation. In this blog post we will focus on the second most popular type of bankruptcy filing, a Chapter 13 bankruptcy. In a...
Bankruptcy is a scary word and it can be a damning word for your personal finances for quite some time. Chapter 7 bankruptcy is the typical filing you do when you’re personally bankrupt for whatever reason. It is the liquidation of your assets as a way to repay...
