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We Are Southeast Massachusetts’s
Best Bankruptcy Law Firm
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Leading Massachusetts Personal Bankruptcy Law Firm
Specializing in Chapter 7 and 13, our bankruptcy attorneys in Massachusetts are competent, attentive, and ready to fight for your best interest. We can provide you with knowledgeable legal counsel to lay the groundwork for a better, more stable future. Contact us now for your FREE Consultation!
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Your Rights, Your Options, and Your Best Interests
Over a Decade of Experience in Personal Bankruptcy
Top Rated Bankruptcy Attorneys in Massachusetts
Bankruptcy Attorneys in Massachusetts
Chapter 7 and Chapter 13 Personal Bankruptcy Lawyers!
We Offer Legal Solutions for Families and Individuals
At Hines Law Offices, we handle Chapter 7 and Chapter 13 cases near and beyond Framingham MA, as well as neighboring cities throughout our Middlesex County and Worcester County. Rest assured that we will stand by your side, no matter what specific issues you may be facing, our commitment is to safeguard your interests and your future by providing the right solution for your case.
Representing Personal Bankruptcy Clients Throughout Massachusetts
Over 80, 5-Star Reviews From Clients Throughout Massachusetts!
He is who you want (period)!
“I consulted a few lawyers but decided to go with George. George could not have extended me more patience during this turbulent & debilitating time. He was extremely sympathetic, personable, knowledgeable, clear & concise as to my particular situation. George made sure that everything was covered prior to filing. There were no surprises or “hiccups” with my case. My case was smooth sailing even though my world felt rocked. His price is reasonable and feel as though he did more work than what he charged. He always returned my call, was always prepared. I am grateful to him for everything he extended to me and my situation. Thank you!!”
Jean B
George was a huge help and a great comfort during a very low time!
“George was a huge help and a great comfort during a very low time. He took the time to explain everything and make me feel comfortable. I would absolutely recommend George to anyone.”
Traci S
He made it easy to resolve my unfortunate circumstances!
“I worked with George. He made it easy to resolve my unfortunate circumstances. The process was stress-free and he was always made himself available to me. If I needed legal counsel again, he would be one of my first calls. Highly Recommend!”
Michael G
Great Experience, Highly Recommended.
“Could not be more pleased with the service! Everything was done fast and efficient without cutting any corners. Not sure how I would have made it through without Mr. Piandes.”
Shaun P
Thank you so much for making a scary experience turn into an easy one.
“I must say, at first I was nervous about the process. But from the first meeting, George put my mind at ease with his informative information. He made the process quick and easy to understand. Thank you so much for making a scary experience turn into an easy one. It was very much appreciated.”
Cathy P
Our Easy 3-Step Bankruptcy Filing Process
Schedule a FREE initial consultation
Collect your paperwork
Review your petition
Let our Legal team help you STOP creditor harassment, and get a fresh financial start in life!
Our Massachusetts law firm specializes in affordable personal bankruptcy including Chapter 7 and Chapter 13 cases.
We acknowledge that personal bankruptcy situations are complicated, confusing, and many times difficult to embrace. Frequently, the results of these circumstances impact you as well as your loved ones for the rest of your lives. You deserve the most trusted and knowledgeable lawyer that will fight for your rights! Our attorneys specialize in Chapter 7 and Chapter 13 filing.
Is your credit card debt overwhelming? Are you struggling to keep up with your bills? Are you facing foreclosure or repossession? We can help you! We aid our clients with supportive as well as compassionate advice when it is required most. In addition to our vast experience in legal matters, we have a high degree of success in helping our clients obtain lasting debt relief in a timely and effective manner.
Chapter 7 vs Chapter 13 Bankruptcy Protection in Massachusetts
Choosing whether to file for Chapter 7 or Chapter 13 can be a little confusing. Deciding which is the right choice for you depends on your debts, assets, and your income. Our Lawyers locally here in Massachusetts understand the bankruptcy laws and can help guide you through the process, so that you avoid problems and benefit the full protection you deserve.
Why Choose Chapter 7 Bankruptcy Protection
What is Chapter 7 bankruptcy? Chapter 7 bankruptcy is a liquidation proceeding is the most common form of protection for an individual a person to eliminate debt. Often people can completely discharge unsecured debts, including medical bills, personal loans, credit card bills, foreclosures, and car repossessions to name a few. To qualify for Chapter 7 in Massachusetts, you must have little or no disposable income. The courts will consider your median income, and household expenses. Even though there are barriers to filing for debt relief, Chapter 7 is still a viable option for many individuals. The experienced attorneys at our law firm can help.
Chapter 7 offers immediate relief and debt forgiveness by preventing creditors from:
Proceeding with Foreclosure
Repossessing Your Car or Other Assets
Harassing You with Collection Calls
Garnishing Your Wages
Filing Lawsuits to Collect on Your Debt
Why Choose Chapter 13 Bankruptcy Protection
Chapter 13 bankruptcy is a low-interest, and sometimes interest-free debt repayment plan that consolidates your debt for repayment over a period of years. Chapter 13 is helpful for debtors who have regular income and can pay back a portion of their debts through a repayment plan. This can be an advantage as individuals can restructure their debts and keep their property, without the fear of repossession or foreclosure. This debt relief option is often referred to as reorganization bankruptcy.
5 Office locations throughout Worcester and Middlesex Counties including the cities of: Worcester, Framingham, Watertown, Westborough, and Leominster.
Excellence in Representation
Bankruptcy Assistance is Our Passion!
We Are Dedicated to Your Success
Stop Garnishment of Wages. By restructuring your debts through bankruptcy protection, you can avoid the stress of garnishment. We understand the anxiety with having trouble paying your bills and restructuring your debt as soon as possible is the first step to a new financial beginning.
Eliminate 2nd and 3rd mortgages. Many individuals and families in Massachusetts owe more on their mortgages than their homes are worth. These added liabilities can be removed as unsecured debt. Unsecured debt is given a low priority in a Chapter 13 proceeding, and is paid as part of your payment plan with the court.
Keep your car! Filing for Chapter 13 will afford you the opportunity to retain your vehicle and stop the finance company from taking your car away from you. Often the court will recalculate a reduced balance that will be owed to reflect the current value of your vehicle.
Chapter 13 will immediately stop foreclosure on your home. This will give your the ability to make payments towards your mortgage arrears, without the fear of foreclosure.
Read More About Personal Bankruptcy on Our Blog!
Does Bankruptcy Stop Wage Garnishment? | MA Bankruptcy
It is always upsetting when you are notified by a court that your wages are going to be garnished due to unpaid child support or some other form of unpaid debt. The payroll firm ADP reported that about 13 million employees had wage garnishments in 2013 with the top...
COVID-19 Debt: Is Personal Bankruptcy a Solution? | Massachusetts
COVID-19 has resulted in many households facing economic damage that would have been inconceivable before the pandemic. Many lost their jobs and had to go on unemployment; however, often, even with enhanced benefits, unemployment compensation has not been enough to...
Living on the Money You Make: Budget Development | Bankruptcy Law Firm MA
We are well into a New Year, and resolutions to get control of finances are often at the top of most resolution lists and in full motion. This is especially true if you are in financial trouble and contemplating bankruptcy. Whether or not bankruptcy is in your future,...
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*0 Down and $995 Offer Details
*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.
Framingham, MA 01702
781-277-0411
Hines Law Office
Worcester Professional Center
120 Stafford Street
Suite 16
Worcester, MA 01603
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Norwood MA, Leominster MA, Franklin MA, Shrewsbury MA, Milford MA, Watertown MA, Wayland MA, Brookline MA, Hudson MA, Northborough MA, Worcester MA, Concord MA, Maynard MA, Lincoln MA, Needham MA, Lexington MA, Arlington MA, Acton MA, Stow MA, Weston MA, Cambridge MA, Littleton MA, Lowell MA, Bedford MA, Canton MA, Dedham MA, Everett MA, Malden MA, Newton MA, Somerville MA, Westwood MA, Northbridge MA, Serborn MA, Upton MA, Middlesex County MA, Ashland MA, Norfolk MA, Mendon MA