BANKRUPTCY ATTORNEYS WESTBOROUGH MA
$ ZERO DOWN*
Personal Bankruptcy Attorneys Specializing in Chapter 13 and Chapter 7 Bankruptcy Protection in Westborough MA
Massachusetts top rated personal bankruptcy attorneys, assisting individuals and families achieve financial freedom. We take pride in the representation of individuals in Chapter 7 and Chapter 13 bankruptcy filing. Our knowledgeable law firm are the best choice for helping individuals rebuild their financial future. We offer a FREE initial consultation so that our lawyers can better understand your circumstances and outline a solid plan of action. Our attorneys welcome the possibility to immediately halt collection calls from home foreclosures and debt collectors.
When meeting with prospective clients, we are able to recommend whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique circumstances. We are honored to work out a plan for prioritizing your payments. An affordable personal bankruptcy lawyer in Westborough is just a call away! We recognize the emotional stress that surrounds these difficult times, and deciding whether or not to file is a very serious decision, let us help you today!
Our Chapter 7 Bankruptcy Attorneys in Westborough MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!
Chapter 7 is a liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 enables our clients to obtain a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many individuals, most often, this is the best choice, when there is no hope of paying off their debts.
The main reason for Chapter 7, for individuals in Westborough, is to eliminate your debts. When you receive a “discharge” you are no longer required to pay your unsecured debt. Unsecured debt includes; medical bills, credit cards, and loans. Keep in mind, some debts which will not be discharged in Chapter 7, including most child support, student loans, some tax debt or debt you owe due to fraud. Please contact us today, if you have any questions regarding which debt cannot be eliminated.
The federal government has established bankruptcy as a means to allow individuals to start over financially. Often we all know of friends or family that have filed for debt relief protection and live their lives without the stress and anxiety of worrying about money and debt they cannot afford. If you live in Westborough, contact our law firm today! We can help you file your case and ensure you are protected to the fullest extent of the law, in Massachusetts. Don’t forget to ask about our payment plan options!
ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?
We Got You Covered!
Experienced Chapter 13 Bankruptcy Lawyers Westborough MA, Can Help Eliminate Your Financial Debt Today!
One of the most advantageous reasons for filing a Chapter 13 Personal Bankruptcy Petition, is to enable homeowners avoid foreclosure which often leads to the loss of their home. Further, the court will stop foreclosure if a homeowner can continue making their regular payment obligation, insurance and property taxes. Most of the time, the homeowner is required to make arrangements to make up the arrears on their mortgage over a period of time.
Have You Already Received a Foreclosure Notice? It’s not too late to get right back on track! Another important benefit of Chapter 13 Bankruptcy in Westborough Massachusetts, is the prevention of creditors from collection attempts. Creditor harassment, wage garnishment, car repossessions, and law suits, can be stopped. We work with our clients to develop a beneficial plan based on their unique circumstances. Depending on the type of personal debt you owe, your assets and income, the plan filed in the Massachusetts bankruptcy court may consider that other debts, be repaid at no interest over the life of the plan. In some cases, no repayment is required at all.
We recognize that overwhelming debt can cause financial hardship, however, you have options, when working with our Westborough MA law firm. When you eliminate your debt obligations through Ch 13, you immediately simplify your financial commitments. Let us help you eliminate living paycheck to paycheck, stop creditors from their harassing phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the sooner you file, the sooner you will become protected – knowing that your finances are in order and your possessions are protected. Please contact us today, and receive a FREE personal debt evaluation!
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Keep your Car and Home
Our attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.
Stop Creditor Harassment
Are creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.
Credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.
Prevention of Utility Shutoffs
Are you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!
Are your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!
Do you have questions? We can Help you!
Is your medical debt at levels where you can never pay it?
Are you behind on your mortgage?
Stop wage garnishment
Let’s fight for your vehicles
Are you juggling your credit card debt?
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.George N. Piandes
Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.Holly Hines
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*0 Down and $995 Offer Details
*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.
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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!