Advantages of Chapter 7 Over a Short Sale
Do you owe more on your home than it is worth? Do you really want to stay in your home but think you need to sell? Think again. People often contemplate a short sale when they are underwater on their home mortgage and are having a hard time making ends meet. It may...
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The Challenges of Young Adult Debt in Massachusettes
Hundreds of thousands of young adults owe more money on their credit cards than they have in their savings. People between the ages of 30 and 50 are the ones hit the hardest. A savings account stocked with emergency funds can be quite challenging for a young adult....
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The Red Flags of Credit Discrimination
Every day countless individuals and families are denied the chance to build a better future based on credit discrimination. Credit discrimination destroys the financial well-being of its victims. It robs people of the opportunity to use credit responsibly to change...
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Can I Keep My Car if I File Bankruptcy in MA?
When you are facing financial hardship and are unable to make loan payments on time, your car could be at risk. Like your home mortgage, a car loan is a secured debt and is subject to repossession if you miss a payment. If you are being threatened with repossession,...
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Bankruptcy and Your Credit: Moving On With Your Life
If you have gone through bankruptcy or are contemplating it, you are not alone. Millions of Americans are drowning in debt and struggling with the overwhelming task of how to rebuild their lives after bankruptcy. Things such as credit scores, finances, and emotional...
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How Do Medical Bills Lead to Enormous Debt?
Medical bills can be some of the most challenging debts to cope with. It affects people with or without healthcare coverage and is one of the leading causes of financial ruin. Having unpaid medical bills can take its toll on an entire household creating unimaginable...
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Foreclosure in Massachusetts – The Shattered Dream
The process of foreclosure begins when a homeowner, also known as the borrower, misses their loan payment or mortgage. Once a payment is missed, a homeowner is at risk for losing their home and/or property. Through the process of foreclosure, the lender has the right...
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Personal Bankruptcy Tips for Filing in Massachusetts
Often individuals wait before obtaining advice as to whether they should file for bankruptcy. However, experts and credit counselors recommend that individuals seek advice long before bankruptcy is considered. After all, that would make sense. At some point a person...
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Why is Bankruptcy Often the Solution to Overspending?
Many Americans spend more money than they make. Overspending on a regular basis leads to enormous and destructive debt. Hundreds of thousands of people overspend and they just can’t stop. Overtime, they find themselves in financial ruins and don’t know where to begin...
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Can Chapter 7 Bankruptcy Stop Wage Garnishment?
If you fear your wages will be garnished in the near future, then in most cases filing for Chapter 7 bankruptcy will stop the garnishment. The reason for this, includes an automatic stay provision in the bankruptcy law. The automatic stay prohibits most creditors from...
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Life After Personal Bankruptcy in Massachusetts
OK, you now have a fresh start, now what? There are some challenges you will need to consider. However, with proper planning, you can get through it! If you've filed Chapter 13 “reorganization bankruptcy” in Massachusetts, you are certain to be paying off some...
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5-Star Attorney Review for Hines Law Offices near Westborough, MA
We ran into complications during a real estate closing that was being handled by another law office. One call to Attorney George Piandes and the problems were solved. Attorney Piandes was thorough and worked hard on our behalf to make sure everything was right. His...
read moreHines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Norwood MA, Leominster MA, Franklin MA, Shrewsbury MA, Milford MA, Watertown MA, Wayland MA, Brookline MA, Hudson MA, Northborough MA, Worcester MA, Concord MA, Maynard MA, Lincoln MA, Needham MA, Lexington MA, Arlington MA, Acton MA, Stow MA, Weston MA, Cambridge MA, Littleton MA, Lowell MA, Bedford MA, Canton MA, Dedham MA, Everett MA, Malden MA, Newton MA, Somerville MA, Westwood MA, Northbridge MA, Serborn MA, Upton MA, Middlesex County MA, Ashland MA, Norfolk MA, Mendon MA