How Do You Know When it’s Time to File for Bankruptcy? – MA
With the recent economic setbacks faced by many families due to job loss, furloughs and medical bills, bankruptcies are likely to rise in the United States in the coming year. Filing for bankruptcy is a difficult decision. Uncertainty, fear, feelings of failure and...
What Not to Do When Filing for Bankruptcy – MA
Filing for bankruptcy is complicated and sometimes scary. It requires a fair amount of legal knowledge and usually the help of an experienced bankruptcy attorney. But there are some easy steps you can follow yourself as you dive into the process that doesn’t require...
How to Plan a Personal Budget | Personal Bankruptcy MA
One of your resolution at the start of the year may have been to actually make yourself a personal budget and stick to it. It’s not as easy as it seems, though. Personal budgets sound good in practice and may even seem very easy to start out but they can get blown...
Pros and Cons of Filing Chapter 7 – Massachusetts Bankruptcy
Bankruptcy is a scary word and it can be a damning word for your personal finances for quite some time. Chapter 7 bankruptcy is the typical filing you do when you’re personally bankrupt for whatever reason. It is the liquidation of your assets as a way to repay...
5 Ways to Bounce Back from Personal Bankruptcy and Rebuild Your Credit | MA
If you feel like you've hit rock bottom by filing for personal bankruptcy, you’re not alone. Non-business bankruptcy cases totaled 752,160 in 2020, according to the Administrative Office of the U.S. Courts. So how can you bounce bank from personal bankruptcy?...
What are the Basics of Chapter 7 Bankruptcy? | MA
Are you drowning in credit card debt? Are you constantly receiving phone calls requesting payment for past due medical bills? If your outstanding debt is putting a burden on your financial, physical, or mental well-being, it might be time to consider filing for...
The Top 5 Reasons for Personal Bankruptcy
Bankruptcies occur with staggering frequency. They typically result from one of five causes: medical expenses, job loss, excessive use of credit, divorce and unexpected expenses. When these issues result in unmanageable debt, personal bankruptcy is often the only way...
Does Timing Matter When Filing for Personal Bankruptcy? | Massachusetts
These days, more and more Americans find themselves living on the edge. Though we are amid the longest economic recovery in American history, wages have failed to keep pace with growth. In addition, many households carry high debt burdens, and when a financial...
Senior Bankruptcy: When is it Worth it? MA Bankruptcy Firm
There is a surprising trend in U.S. personal bankruptcies: The rising number of senior citizens petitioning for relief has risen to never before seen proportions. In 1991, a minute percentage of bankruptcy filers were over 65. Now, seniors account for more than 10% of...
Keys to Financial Health | MA Bankruptcy Firm
Have you ever heard the term financial health? It refers to the state, or “health”, of your finances and a lot goes into it. Including savings, what you’re putting away for retirement, and more. Your health refers to how good your practices are and how well you’re...
Wage Garnishment and Personal Bankruptcy – Massachusetts
It’s true when they say money doesn’t grow on trees, but if only it did. Let’s face it, we all get into a little debt at some point in our lives and sometimes it’s more than we can handle. Sometimes the money we earn gets garnished legally from our paycheck if we...
How Bankruptcy Can Save Your Vehicle | MA Bankruptcy Firm
Vehicle repossessions have devastating consequences. Once a lender seizes a car or truck, vital transportation is often cut off. When a vehicle is a daily necessity, inability to qualify for another loan because of the repossession may mean higher expenses for...
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Leominster MA, Watertown MA, Worcester MA
Personal Bankruptcy MA | Chapter 7 Bankruptcy MA | Chapter 13 Bankruptcy MA