What are the Basics of Chapter 7 Bankruptcy? | MA
Are you drowning in credit card debt? Are you constantly receiving phone calls requesting payment for past due medical bills? If your outstanding debt is putting a burden on your financial, physical, or mental well-being, it might be time to consider filing for...
The Top 5 Reasons for Personal Bankruptcy
Bankruptcies occur with staggering frequency. They typically result from one of five causes: medical expenses, job loss, excessive use of credit, divorce and unexpected expenses. When these issues result in unmanageable debt, personal bankruptcy is often the only way...
Does Timing Matter When Filing for Personal Bankruptcy? | Massachusetts
These days, more and more Americans find themselves living on the edge. Though we are amid the longest economic recovery in American history, wages have failed to keep pace with growth. In addition, many households carry high debt burdens, and when a financial...
Senior Bankruptcy: When is it Worth it? MA Bankruptcy Firm
There is a surprising trend in U.S. personal bankruptcies: The rising number of senior citizens petitioning for relief has risen to never before seen proportions. In 1991, a minute percentage of bankruptcy filers were over 65. Now, seniors account for more than 10% of...
Keys to Financial Health | MA Bankruptcy Firm
Have you ever heard the term financial health? It refers to the state, or “health”, of your finances and a lot goes into it. Including savings, what you’re putting away for retirement, and more. Your health refers to how good your practices are and how well you’re...
Wage Garnishment and Personal Bankruptcy – Massachusetts
It’s true when they say money doesn’t grow on trees, but if only it did. Let’s face it, we all get into a little debt at some point in our lives and sometimes it’s more than we can handle. Sometimes the money we earn gets garnished legally from our paycheck if we...
How Bankruptcy Can Save Your Vehicle | MA Bankruptcy Firm
Vehicle repossessions have devastating consequences. Once a lender seizes a car or truck, vital transportation is often cut off. When a vehicle is a daily necessity, inability to qualify for another loan because of the repossession may mean higher expenses for...
What are the Main Reasons for Foreclosure?
Falling behind on your house payments can be the beginning of a downward spiral for maintaining your finances. If you are overwhelmed with owing money and are having a hard time making payments on your house, it’s highly likely that foreclosure is going to happen....
How to Pick a Personal Bankruptcy Attorney
Bankruptcy is a scary time for most people. It involves loss of a life you were used to and new financial world where you’re working to rebuild trust and freedom. Navigating it requires an attorney with experience. Bankruptcy attorneys help you file paperwork, help...
How Chapter 13 Bankruptcies Work
The U.S. bankruptcy code allows people who are insolvent to either eliminate legally dischargeable debts or restructure payments in a way that makes them solvent. Also known as a wage earner’s plan, a Chapter 13 bankruptcy is designed for debtors who have regular...
Can You Get A Credit Card After Bankruptcy?
Credit cards are a leisure item that are all about convenience especially when you simply don’t have the cash on hand to make a purchase immediately. The availability of this convenience can be called into question when you have faced previous financial challenges...
How to Deal with Financial Stress | Personal Bankruptcy
Spending your nights sleepless and sweating from thoughts about finances isn’t just a problem for your wallet, it can severely impact your health and daily life. It’s something you may not think about, how your health can be tied to what your bank account is doing,...
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Leominster MA, Watertown MA, Worcester MA
Personal Bankruptcy MA | Chapter 7 Bankruptcy MA | Chapter 13 Bankruptcy MA