Financial Literacy and Creating a Budget
Did you know that there is such a thing as being financially literate and illiterate? Based on some research data from the Financial Industry Regulatory Authority it’s very true! They found sixty-three percent of Americans are financially illiterate. This means that...
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Financial Distress and Losing Control | Bankruptcy
Financial debt makes things difficult, personally and in business. Being aware of the signs can help you take control. Our Bankruptcy Firm specializes in personal bankruptcy, however if you own a business or are in control of the finances in a business it’s important...
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How Does Personal Debt Happen So Fast?
Overwhelming financial debt is a problem that does not go away on its own. Depending on your situation, personal bankruptcy can provide a sensible debt solution. At Hines Law Offices, we handle Chapter 7 and Chapter 13 cases and are committed to safeguard your...
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Debt Consolidation vs Personal Bankruptcy
There are different solutions to money woes. When in financial straits, people often lean towards debt consolidation instead of bankruptcy because they believe that personal bankruptcy will ruin their credit. There are, however aspects of debt settlement to consider...
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Managing Your Credit Report After Bankruptcy
Life does go on after personal bankruptcy. Hopefully for the better. Part of moving on includes having a plan to take control of your finances. Your credit isn’t going to be the best, however there is hope. Did you know that you can obtain your credit report free...
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Creditor Harassment and How to Stop It
Owing money is stressful enough, having a debt collector on your back makes it worse. There are options for debt relief available. The Bankruptcy Attorneys at Hines Law serving the Boston area can help. Stopping creditor harassment is an important step to getting back...
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Money Saving Tips After Bankruptcy
When recovering from financial issues, it’s easy to feel stressed, as well as negative, especially when it has dramatically affected your life style. It doesn’t matter whether we’re talking about a household of one, two, or more. There are ways that you can cut costs,...
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Tips to Avoid Risky Financial Practices that Can Jeopardize Your Financial Health
In one of our previous posts, we talked about how millennials are facing financial woes and how bankruptcy can be an option for a better financial future. We addressed uncontrollable factors such as student loan debt and a competitive job market that contributes to...
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Tips to Handle Finances and Stress
If you are drowning in debt, and can’t seem to make ends meet, personal bankruptcy may be an option for you. However, in order to benefit from debt relief, it’s wise to reevaluate your situation and make some changes. What is creating this emotional and financial...
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Millennials Facing Financial Woes; Personal Bankruptcy for a Better Future
Millennials seem to be facing numerous financial woes. With rising education costs, an unpredictable housing market as well as an extremely difficult and challenging job market, they are entering adulthood with tremendous debt. More and more people under the age of 35...
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The Basics of Chapter 13 Personal Bankruptcy
Chapter 13 bankruptcy is a court monitored repayment plan. It helps individuals pay off their debt within 3-5 years and provides the debtor with an alternative to the liquidation process. Everybody’s financial situation is unique and it’s important to pick the right...
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Ordinary Wage Garnishment and Federal Laws
Wage garnishment is a legal procedure where a portion of a debtor’s earnings are withheld by the employee to repay creditors. This is regarded as a severe consequence and is usually used only when an employee is seriously behind on their debts. Wage garnishment is the...
read moreHines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
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