Living on the Money You Make: Budget Development | Bankruptcy Law Firm MA
We are well into a New Year, and resolutions to get control of finances are often at the top of most resolution lists and in full motion. This is especially true if you are in financial trouble and contemplating bankruptcy. Whether or not bankruptcy is in your future,...
Why You Need an Attorney to File Bankruptcy | Massachusetts
Consumer bankruptcy is one of the most important American rights. Without it, citizens could be subjected to ruinous collections practices enforced by the courts. Unpayable judgments would prevent bankrupt households from becoming solvent, resulting in dire poverty...
Signs of Home Foreclosure Rescue Scams | MA Bankruptcy
The passage of the CARES Act last year assisted many homeowners who were experiencing financial hardship due to the pandemic. Guidelines were issued on federally backed mortgages, including Fannie Mae and Freddie Mac, as well as Veterans Affairs (VA) and Federal...
Different Types of Debt That Can Become Overwhelming | Bankruptcy Law Firm MA
Debt is a sure part of life at some point in life. Even the most frugal person will find themselves owing money to someone at some point. Going to school, buying a house, buying a car, virtually all major adult milestones will require borrowing money unless you hit...
Chapter 7 vs Chapter 13: Which Makes More Sense? | Massachusetts Bankruptcy
The choice between a Chapter 7 and Chapter 13 bankruptcy depends on the client’s financial situation, legal obligations and future plans. A Chapter 7 allows for the complete discharge of most debts. The client gets a fresh start. A Chapter 13 requires debts be repaid...
The Basics of Filing for Chapter 13 | Bankruptcy Law Firm MA
In a previous blog post we discussed some of the highlights of a Chapter 7 bankruptcy filing, citing it as the most used type of bankruptcy remediation. In this blog post we will focus on the second most popular type of bankruptcy filing, a Chapter 13 bankruptcy. In a...
The Emotional Toll of Bankruptcy | Massachusetts
Bankruptcy is not a walk in the park. It’s not easy on your wallet, on your finances, and it’s not easy on you emotionally or mentally. It’s stressful and even devastating and that’s okay. Understanding that this is going to be a burden for you emotionally and...
The Basics of Filing for Chapter 7 Bankruptcy | Massachusetts
There is a lot to know before you make a decision about any type of bankruptcy filing. The two most common bankruptcy filings are Chapter 7 and Chapter 13, with Chapter 7 being the option chosen the most.1 The most basic difference between the two types of filings is...
What is Household Debt and Can Bankruptcy Help? | MA Bankruptcy Firm
American households face a tsunami of debt. Prior to the pandemic, credit card balances were already at record levels, as were auto loans. Just 12 years after the housing crisis, mortgage debt has eclipsed pre-recession levels. Then the pandemic arrived. Though the...
Post-Bankruptcy: Can You Secure Credit? | Bankruptcy Assistants MA
When you are thinking about filing for bankruptcy a common concern is what your financial life will be like after your bankruptcy is approved by the courts. Having accurate information on the effects of a bankruptcy is a vital piece of the whole picture when you are...
Does Personal Bankruptcy Protect Your Social Security? | MA
With the economic chaos brought about by COVID-19, millions of once financially secure Americans have been forced to think about bankruptcy. Many households who are feeling the pressure include seniors who rely on Social Security. If you receive Social Security, it’s...
What Happens After Filing for Chapter 7 Bankruptcy? | MA Bankruptcy Firm
In a bad economy, personal bankruptcies become commonplace, even amongst people who never thought they could go bankrupt. The COVID-19 era has brought the United States depression-level unemployment, leaving millions of households facing insolvency. If the economic...
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Leominster MA, Watertown MA, Worcester MA
Personal Bankruptcy MA | Chapter 7 Bankruptcy MA | Chapter 13 Bankruptcy MA