781-277-0411 • FIVE LOCATIONS

BANKRUPTCY ATTORNEYS
LOWELL MA

781-277-0411

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$ ZERO DOWN*

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$995 Bankruptcy*

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FREE CONSULTATION

Personal Bankruptcy Lawyers Specializing in Chapter 13 and Chapter 7 Bankruptcy Protection in Lowell MA

Massachusetts highest rated personal bankruptcy attorneys, assisting individuals and families achieve financial freedom. We take pride in helping individuals in Chapter 7 and Chapter 13 bankruptcy filing. Our experienced firm is the best choice for helping individuals rebuild their financial future. We offer a FREE case evaluation so that our attorneys can better understand your circumstances and develop a solid plan of action. Our law firm welcomes the possibility to immediately begin stopping collection calls from home foreclosures, debt collectors, and more!

When meeting with prospective clients, we are able to recommend whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique circumstances. We are happy to develop a plan for prioritizing your payments. An affordable personal bankruptcy attorney in Lowell is just a call away! We recognize the emotional stress that surrounds these proceedings, and deciding whether or not to file is a very serious decision, let us help you today!

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Our Chapter 7 Bankruptcy Attorneys in Lowell MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!

Chapter 7 referred to as liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 affords our clients to obtain a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many of our clients, most often, this is the best course of action, when there is little optimism of paying off their debts.

The ultimate goal of Chapter 7, for individuals in Lowell, is to eliminate your debts. When you receive a “discharge” you are no longer obligated to pay your unsecured debt. Unsecured debt includes; medical bills, credit cards, and loans. There are however, some debts which cannot be eliminated in Chapter 7, including most child support, student loans, some tax debt or debt you owe due to fraud. Please contact us today, if you have any questions regarding debt cannot be eliminated.

Massachusetts law has established bankruptcy as a means to enable people to start over financially. Many times we all know of friends or family that have filed for debt relief protection and live their lives without the stress and anxiety of debt they cannot pay. If you live in Lowell, contact our law firm today! We can help to file your case and make sure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!

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Testimonials For

Hines Law Offices


"George was wonderful to work with, very thorough and professional."

"George was wonderful to work with, very thorough and professional. He was a bright light during a dark storm. I appreciate all the help and guidance. I'd recommend him and the Hines firm to anyone!!"

Rating by Traci S:
5.0 stars
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ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?

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bankruptcy lawyers in Lowell MA helping individuals start fresh

Experienced Chapter 13 Bankruptcy Attorneys Lowell MA, Can Help Eliminate Your Debt Obligations Today!

One of the biggest reasons to file a Chapter 13 Personal Bankruptcy case, is to enable individuals avoid foreclosure which ultimately leads to the loss of their home. Further, the court will prevent foreclosure if a homeowner can continue making their regular payment obligation, insurance and property taxes. And in most cases, the homeowner is required to make arrangements to make up the arrears on their mortgage over an agreed period of time.

Have You Already Obtained a Foreclosure Notice? It’s not too late to get right back on track! Another important benefit of Chapter 13 Bankruptcy in Lowell MA, is the prevention of creditors from collection activities. Creditor harassment, garnishment of wages, auto repossessions, and law suits, can be stopped. We work with our clients to create an advantageous plan based on their unique situation. Depending on the type of personal debt you owe, your assets and income, the plan filed in the Massachusetts bankruptcy court may consider that other debts, be repaid at no interest over the life of the plan. In some cases, no repayment is required at all.

We recognize that drowning in debt can cause financial hardship, however, you have options, when working with our Lowell MA law firm. When you eliminate your debt responsibilities through Ch 13, you immediately simplify your financial commitments. Let us help you stop living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the quicker you file, the sooner you will become protected – knowing that your financial future is in order and your possessions are protected. Please contact us today, and obtain your FREE personal debt evaluation!

Here are Some Ways Our Bankruptcy Lawyers Can Help You

Keep your Car and Home

Stop Foreclosure Massachusetts Bankruptcy ProtectionOur attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.

Stop Creditor Harassment

Creditor Harassment for Chapter 7 and 13 Bankruptcy Cases in MassachusettsAre creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.

Eliminate Debt

Eliminate Debt and get debt relief in MACredit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.

Prevention of Utility Shutoffs

Stop utlilities shut off due to debt problemsAre you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!

Stop Garnishments

Stop Wage Garnishments in MAAre your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!

Do you have questions? We can Help you!

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Is your medical debt at levels where you can never pay it?

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Are you behind on your mortgage?

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Stop wage garnishment

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Stop lawsuits

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Let’s fight for your vehicles

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Are you juggling your credit card debt?

Personal Bankruptcy Attorneys in Lowell Massachusetts

Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!

781-277-0411

Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.

George N. Piandes

Bankruptcy Attorney, Hines Law Offices

Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.

Holly Hines

Bankruptcy Attorney, Hines Law Offices

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

*0 Down and $995 Offer Details

*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.

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Weekend appointments available call today!

Hines Law Firm

5 Locations throughout Worcester and Middlesex Counties including Framingham, Watertown, Westborough, Worcester, Leominster

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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!