BANKRUPTCY ATTORNEYS
GRAFTON MA
781-277-0411
$ ZERO DOWN*
$995 Bankruptcy*
FREE CONSULTATION
Personal Bankruptcy Lawyers Experienced in Chapter 13 and Chapter 7 Bankruptcy Protection in Grafton MA
Massachusetts highest rated personal bankruptcy lawyers, helping individuals and families attain financial independence. We take pride in helping individuals in Chapter 7 and Chapter 13 bankruptcy cases. Our experienced firm is the best choice for assisting individuals reclaim their financial independence. We offer a FREE initial consultation so that our attorneys can better understand your circumstances and outline a solid course of action. Our attorneys welcomes the possibility to immediately begin stopping collection calls from home foreclosures, debt collectors, and more!
When meeting with potential clients, we can determine whether personal bankruptcy is the right choice. We will also suggest the best choice including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique circumstances. We are honored to develop a plan for prioritizing your payments. An affordable bankruptcy lawyer in Grafton is just a call away! We understand the emotional stress that surrounds these difficult times, and deciding whether or not to file is an important decision, let us help you today!
Our Chapter 7 Bankruptcy Attorneys in Grafton MA, Are Ready to Protect Your Interests and Help Rebuild Your Future!
Chapter 7 is a liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 enables our clients to obtain a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many individuals, most often, this is the best course of action, when there is little optimism of paying off their debts.
The ultimate goal of Chapter 7, for individuals in Grafton, is to discharge your debts. When you receive a “discharge” you are no longer required to pay your unsecured debt. Unsecured debt includes; medical bills, credit cards, and loans. Keep in mind, some debts which won’t be discharged in Chapter 7, including most child support, student loans, some tax obligations or debt you owe due to fraud. Please call us today, if you have any questions regarding debt cannot be discharged.
The federal government has established bankruptcy as a means to enable people to start over financially. Many times we all know of friends that have filed for debt relief protection and live their lives without the stress and anxiety of worrying about money and debt they cannot afford. If you live in Grafton, contact our Massachusetts law firm today! We can help you file your case and make sure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!
Testimonials For
Hines Law Offices
"George was wonderful to work with, very thorough and professional."
"George was wonderful to work with, very thorough and professional. He was a bright light during a dark storm. I appreciate all the help and guidance. I'd recommend him and the Hines firm to anyone!!"
Rating by Traci S:
stars
ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?
We Got You Covered!
781-277-0411
Premier Chapter 13 Bankruptcy Attorneys Grafton MA, Can Help Relieve Your Debt Obligations Today!
One of the biggest reasons for filing a Chapter 13 Personal Bankruptcy Petition, is to enable individuals avoid foreclosure which ultimately leads to the loss of their home. Further, the court will stop foreclosure if a homeowner can keep making their regular mortgage payments, insurance and property taxes. Most of the time, the homeowner is required to make arrangements to repay the arrears on their mortgage over an agreed period of time.
Have You Already Obtained a Foreclosure Notice? Don’t worry it’s not too late to get right back on track! Another critical benefit of Chapter 13 Bankruptcy in Grafton Massachusetts, is the prevention of creditors from collection activities. Creditor harassment, garnishment of wages, vehicle repossessions, and law suits, can be halted. We work with our clients to develop a beneficial plan based on their unique situation. Depending on the type of personal debt you owe, your assets and income, the plan filed in the Massachusetts bankruptcy court may require that other debts, be repaid at no interest over the life of the debt reduction plan. In some cases, no repayment is required at all.
We recognize that overwhelming debt can cause financial hardship, however, you have options, when working with our Grafton MA law firm. When you eliminate your debt responsibilities through Ch 13, you immediately simplify your life. Let us help you eliminate living paycheck to paycheck, stop creditors from their harassing phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the quicker you file, the sooner you will become protected – knowing that your finances are in order and your possessions are protected. Please contact us today, and receive a FREE personal debt evaluation!
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Keep your Car and Home
Our attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.
Stop Creditor Harassment
Are creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.
Eliminate Debt
Credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.
Prevention of Utility Shutoffs
Are you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!
Stop Garnishments
Are your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!
Bankrputcy Resources
Do you have questions? We can Help you!
Is your medical debt at levels where you can never pay it?
Are you behind on your mortgage?
Stop wage garnishment
Stop lawsuits
Let’s fight for your vehicles
Are you juggling your credit card debt?
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
781-277-0411
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.
George N. PiandesHolly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.
Holly HinesWe are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*0 Down and $995 Offer Details
*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.
Read More About Personal Bankruptcy on Our Blog!
What Are Common Mistakes to Avoid When Filing for Bankruptcy?
Bankruptcy can be scary. It can also be complicated. Deciding to file for bankruptcy is a big step and will help you get back on your feet financially. But it can also come back to bite you if you make avoidable mistakes. Some of them may be tempting, but the point of...
The Foreclosure Process | MA Bankruptcy
Surviving foreclosure does not necessarily mean keeping the property. In many cases, especially when negative equity has become insurmountable, getting out from under the mortgage provides the best path to healthy finances. The key is planning and knowing all your...
What are Some Financial Resolutions for the New Year?
Everyone wants the same thing New year after New year; to be happy and live prosperous. For the most part saving money often makes people happy; and happy people find happiness in more than just money. So, truthfully these ideals go hand in hand. While we want these...
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Norwood MA, Leominster MA, Franklin MA, Shrewsbury MA, Milford MA, Watertown MA, Wayland MA, Brookline MA, Hudson MA, Northborough MA, Worcester MA, Concord MA, Maynard MA, Lincoln MA, Needham MA, Lexington MA, Arlington MA, Acton MA, Stow MA, Weston MA, Cambridge MA, Littleton MA, Lowell MA, Bedford MA, Canton MA, Dedham MA, Everett MA, Malden MA, Newton MA, Holliston MA, Medfield MA, Somerville MA, Westwood MA, Northbridge MA, Sherborn MA, Upton MA, Middlesex County MA, Ashland MA, Auburn MA, Boylston MA, Grafton MA, Leicester MA, Millbury MA, Paxton MA, West Boylston MA, Bolton MA, Berlin MA, Clinton MA, Norfolk MA, Mendon MA, Holden MA