781-277-0411 • FIVE LOCATIONS

BANKRUPTCY ATTORNEYS
NEEDHAM MA

781-277-0411

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$ ZERO DOWN*

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$995 Bankruptcy*

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FREE CONSULTATION

Personal Bankruptcy Lawyers Experienced in Chapter 13 and Chapter 7 Bankruptcy Protection in Needham MA

Massachusetts highest rated personal bankruptcy attorneys, assisting individuals and families achieve financial freedom. We take pride in the representation of individuals in Chapter 7 and Chapter 13 bankruptcy cases. Our experienced firm is the best choice for helping individuals rebuild their financial future. We offer a FREE initial consultation so that our attorneys can better understand your circumstances and develop an effective plan of action. Our attorneys welcome the possibility to immediately halt collection calls from home foreclosures, debt collectors, and more!

When we meet with prospective clients, we are able to determine whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique situation. We are happy to work out a plan for prioritizing your payments. An affordable bankruptcy lawyer in Needham is just a call away! We recognize the emotional stress that surrounds these proceedings, and deciding whether or not to file for bankruptcy is a very serious decision, let us help you today!

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Our Chapter 7 Bankruptcy Attorneys in Needham MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!

Chapter 7 is a liquidation bankruptcy, that can greatly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 affords our clients to obtain a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many individuals, most often, this is the best course of action, when there is no hope of paying off their debts.

The ultimate goal of Chapter 7, for individuals in Needham, is to discharge your debts. When you receive a “discharge” you are no longer required to pay your unsecured debt. Unsecured debt includes; medical bills, credit cards, and loans. There are however, some debts which won’t be eliminated in Chapter 7, including most child support, student loans, some tax obligations or debt you owe due to fraud. Please contact us today, if you have any questions regarding which debt cannot be discharged.

The federal government has established bankruptcy as an option to allow individuals to start over financially. Often we all know of friends or individuals that have filed for debt relief protection and live their lives without the overwhelming stress and anxiety of worrying about money and debt they cannot pay. If you live in Needham, contact our Massachusetts law firm today! We can help to file your case and ensure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!

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Testimonials For

Hines Law Offices


"George was a huge help and a great comfort during a very low time!"

"George was a huge help and a great comfort during a very low time. He took the time to explain everything and make me feel comfortable. I would absolutely recommend George to anyone."

Rating by Traci S:
5.0 stars
*****

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ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?

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bankruptcy lawyers in Needham MA helping individuals start fresh

Experienced Chapter 13 Bankruptcy Attorneys Needham MA, Can Help Eliminate Your Debt Obligations Today!

One of the biggest reasons to file a Chapter 13 Personal Bankruptcy case, is to enable individuals avoid foreclosure which often leads to the loss of their home. Further, the court will stop foreclosure if a homeowner can continue making their regular payment obligation, insurance and property taxes. And in most cases, the homeowner is required to make arrangements to make up the arrears on their mortgage over an agreed period of time.

Have You Already Received a Notice of Foreclosure? Don’t worry it’s not too late to get right back on track! Another important advantage of Chapter 13 Bankruptcy in Needham Massachusetts, is the prevention of creditors from collection activities. Creditor harassment, wage garnishment, auto repossessions, and law suits, can be stopped. We work with our clients to develop an advantageous plan based on their unique situation. Depending on the type of personal debt you owe, your assets and income, the plan filed in the Massachusetts bankruptcy court may require that other debts, be repaid at no interest over the life of the plan. In some cases, no repayment is required at all.

We understand that drowning in debt can cause financial hardship, however, you have options, when working with our Needham MA law firm. By eliminating your debt obligations through Ch 13, you immediately simplify your financial commitments. Let us help you eliminate living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Massachusetts are available and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the quicker you file, the sooner you will feel relief – knowing that your financial future is in order and your possessions are protected. We encourage you to contact us today, and obtain your FREE personal debt evaluation!

Here are Some Ways Our Bankruptcy Lawyers Can Help You

Keep your Car and Home

Stop Foreclosure Massachusetts Bankruptcy ProtectionOur attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.

Stop Creditor Harassment

Creditor Harassment for Chapter 7 and 13 Bankruptcy Cases in MassachusettsAre creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.

Eliminate Debt

Eliminate Debt and get debt relief in MACredit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.

Prevention of Utility Shutoffs

Stop utlilities shut off due to debt problemsAre you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!

Stop Garnishments

Stop Wage Garnishments in MAAre your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!

Do you have questions? We can Help you!

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Is your medical debt at levels where you can never pay it?

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Are you behind on your mortgage?

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Stop wage garnishment

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Stop lawsuits

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Let’s fight for your vehicles

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Are you juggling your credit card debt?

Personal Bankruptcy Attorneys in Needham Massachusetts

Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!

781-277-0411

Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.

George N. Piandes

Bankruptcy Attorney, Hines Law Offices

Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.

Holly Hines

Bankruptcy Attorney, Hines Law Offices

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

*0 Down and $995 Offer Details

*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.

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Medical debt can be its own animal when it comes to financial hardship. With all the changes in government and health care coverage, it’s difficult to know where your medical debt is coming from and going to. How does medical debt happen and can bankruptcy help?...

What You Need to Know About Chapter 7 Personal Bankruptcy

We know. It’s not the best situation. We’ve been there. And surprisingly Chapter 7 bankruptcy is the simplest and most common type of bankruptcy to file, so you’re not alone. The biggest difference between a Chapter 7 and Chapter 13 is that a Chapter 7 case does not...

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Hines Law Firm

5 Locations throughout Worcester and Middlesex Counties including Framingham, Watertown, Westborough, Worcester, Leominster

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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!