$ ZERO DOWN*
Personal Bankruptcy Lawyers Specializing in Chapter 13 and Chapter 7 Bankruptcy Protection in Newton MA
Massachusetts highest rated personal bankruptcy attorneys, assisting individuals and families attain financial freedom. We take pride in helping individuals in Chapter 7 and Chapter 13 bankruptcy cases. Our experienced law firm is the best choice for helping individuals rebuild their financial future. We offer a FREE case evaluation so that our lawyers can better understand your circumstances and develop an effective plan of action. Our law firm welcomes the possibility to immediately halt collection calls from home foreclosures, debt collectors, and more!
When meeting with prospective clients, we are able to advise whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique situation. We are happy to develop a plan for prioritizing your payments. An affordable personal bankruptcy lawyer in Newton is just a call away! We recognize the emotional stress that surrounds these proceedings, and deciding whether or not to file for bankruptcy is a very serious decision, let us help you today!
Our Chapter 7 Bankruptcy Attorneys in Newton MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!
Chapter 7 referred to as liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 enables our clients to get a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many individuals, most often, this is the best course of action, when there is little optimism of paying off their debts.
The ultimate goal of Chapter 7, for individuals in Newton, is to discharge your debts. When you receive a “discharge” you are no longer required to pay your unsecured debt. Unsecured debt most often includes; medical bills, credit cards, and loans. Keep in mind, some debts which won’t be discharged in this legal proceeding, including most child support, student loans, some tax debt or debt you owe due to fraud. Please call us today, if you have any questions regarding debt cannot be eliminated.
Massachusetts law has established bankruptcy as an option to allow individuals to start over financially. Many times we all know of friends or family that have embraced the opportunity to enjoy debt relief and live their lives without the overwhelming stress and anxiety of debt they cannot afford. If you live in Newton, contact our law firm today! We can help to file your case and ensure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!
ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?
We Got You Covered!
Preferred Chapter 13 Bankruptcy Attorneys Newton MA, Can Help Eliminate Your Financial Debt Today!
One of the biggest reasons to file a Chapter 13 Personal Bankruptcy case, is to enable homeowners avoid foreclosure which ultimately leads to the loss of their residence. Further, the court will stop foreclosure if a homeowner can continue making their regular mortgage payments, insurance and property taxes. And in most cases, the homeowner is required to make arrangements to make up the arrears on their mortgage over an agreed period of time.
Have You Already Received a Foreclosure Notice? Don’t worry it’s not too late to get right back on track! Another critical advantage of Chapter 13 Bankruptcy in Newton Massachusetts, is the prevention of creditors from collection activities. Creditor harassment, garnishment of wages, vehicle repossessions, and law suits, can be halted. We work with individuals to create an advantageous plan based on their unique situation. Depending on the type of personal debt you owe, your assets and income, the petition filed in the Massachusetts bankruptcy court may require that other debts, be repaid at no interest over the life of the debt reduction plan. In some cases, no repayment is required at all.
We understand that drowning in debt can cause financial hardship, however, you have options, when working with our Newton MA law firm. When you eliminate your debt responsibilities through Ch 13, you immediately simplify your financial commitments. Let us help you eliminate living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial freedom a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the quicker you file, the sooner you will become protected – knowing that your finances are in order and your possessions are protected. We encourage you to contact us today, and obtain your FREE personal debt evaluation!
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Keep your Car and Home
Our attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.
Stop Creditor Harassment
Are creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.
Credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.
Prevention of Utility Shutoffs
Are you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!
Are your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!
Do you have questions? We can Help you!
Is your medical debt at levels where you can never pay it?
Are you behind on your mortgage?
Stop wage garnishment
Let’s fight for your vehicles
Are you juggling your credit card debt?
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.George N. Piandes
Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.Holly Hines
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*0 Down and $995 Offer Details
*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.
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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!