$ ZERO DOWN*
Personal Bankruptcy Lawyers Specializing in Chapter 13 and Chapter 7 Bankruptcy Protection in Norfolk MA
Massachusetts top rated personal bankruptcy attorneys, assisting individuals and families attain financial freedom. We take pride in the representation of individuals in Chapter 7 and Chapter 13 bankruptcy cases. Our experienced law firm is the best choice for helping individuals rebuild their financial future. We offer a FREE case evaluation so that our attorneys can better understand your circumstances and develop a solid plan of action. Our law firm welcomes the possibility to immediately begin stopping collection calls from home foreclosures, debt collectors, and more!
When we meet with prospective clients, we are able to recommend whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique situation. We are honored to work out a plan for prioritizing your payments. An affordable bankruptcy attorney in Norfolk is just a call away! We understand the emotional stress that surrounds these difficult times, and deciding whether or not to file is a very serious decision, let us help you today!
Our Chapter 7 Bankruptcy Attorneys in Norfolk MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!
Chapter 7 referred to as liquidation bankruptcy, that can greatly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 enables our clients to obtain a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many of our clients, most often, this is the best choice, when there is little optimism of paying off their debts.
The main reason for Chapter 7, for individuals in Norfolk, is to discharge your debts. When you receive a “discharge” you are no longer required to pay your unsecured debt. Unsecured debt most often includes; medical bills, credit cards, and loans. Keep in mind, some debts which cannot be discharged in this legal proceeding, including most child support, student loans, some tax obligations or debt you owe due to fraud. Please call us today, if you have any questions regarding which debt cannot be discharged.
Massachusetts law has established bankruptcy as an option to enable people to start over financially. Many times we all know of friends or individuals that have embraced the opportunity to enjoy debt relief and live their lives without the overwhelming stress and anxiety of debt they cannot afford. If you live in Norfolk, contact our Massachusetts law firm today! We can help to file your case and ensure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!
ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?
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Preferred Chapter 13 Bankruptcy Attorneys Norfolk MA, Can Help Eliminate Your Debt Obligations Today!
One of the most advantageous reasons for filing a Chapter 13 Personal Bankruptcy Petition, is to enable homeowners avoid foreclosure which often leads to the loss of their home. Further, the court will stop foreclosure if a homeowner can continue making their regular mortgage payments, insurance and property taxes. And in most cases, the homeowner is required to make arrangements to make up the arrears on their mortgage over an agreed period of time.
Have You Already Received a Notice of Foreclosure? Don’t worry it’s not too late to get right back on track! Another important benefit of Chapter 13 Bankruptcy in Norfolk MA, is the prevention of creditors from collection activities. Creditor harassment, wage garnishment, car repossessions, and law suits, can be halted. We work with our clients to create a beneficial plan based on their unique circumstances. Depending on the type of personal debt you owe, your assets and income, the petition filed in the Massachusetts bankruptcy court may consider that other debts, be repaid at no interest over the life of the debt reduction plan. In some cases, no repayment is required at all.
We recognize that drowning in debt can cause financial hardship, however, you have options, when working with our Norfolk MA law firm. When you eliminate your debt obligations through Ch 13, you immediately simplify your life. Let us help you stop living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure letter. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the sooner you file, the sooner you will feel relief – knowing that your financial future is in order and your possessions are protected. Please contact us today, and obtain your FREE personal debt evaluation!
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Keep your Car and Home
Our attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.
Stop Creditor Harassment
Are creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.
Credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.
Prevention of Utility Shutoffs
Are you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!
Are your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!
Do you have questions? We can Help you!
Is your medical debt at levels where you can never pay it?
Are you behind on your mortgage?
Stop wage garnishment
Let’s fight for your vehicles
Are you juggling your credit card debt?
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.
Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*0 Down and $995 Offer Details
*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.
Read More About Personal Bankruptcy on Our Blog!
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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!