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Personal Bankruptcy Lawyers Experienced in Chapter 13 and Chapter 7 Bankruptcy Protection in Concord MA
Massachusetts highest rated personal bankruptcy attorneys, assisting individuals and families attain financial freedom. We take pride in the representation of individuals in Chapter 7 and Chapter 13 bankruptcy cases. Our experienced law firm is the best choice for helping individuals rebuild their financial future. We offer a FREE case evaluation so that our lawyers can better understand your circumstances and develop a solid plan of action. Our law firm welcome your trust to immediately begin stopping collection calls from home foreclosures and debt collectors.
When meeting with prospective clients, we are able to recommend whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique circumstances. We are happy to develop a plan for prioritizing your payments. An affordable personal bankruptcy attorney in Concord is just a call away! We understand the emotional stress that surrounds these proceedings, and deciding whether or not to file is an important decision, let us help you today!
Our Chapter 7 Bankruptcy Attorneys in Concord MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!
Chapter 7 referred to as liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 affords our clients to get a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many individuals, most often, this is the best course of action, when there is no hope of paying off their debts.
The ultimate goal of Chapter 7, for individuals in Concord, is to eliminate your debts. When you receive a “discharge” you are no longer obligated to pay your unsecured debt. Unsecured debt includes; medical bills, credit cards, and loans. There are however, some debts which cannot be discharged in this legal proceeding, including most child support, student loans, some tax debt or debt you owe due to fraud. Please contact us today, if you have any questions regarding which debt cannot be discharged.
Massachusetts law has established bankruptcy as an option to enable individuals to start over financially. Often we all know of friends or family that have embraced the opportunity to enjoy debt relief and live their lives without the stress and anxiety of worrying about money and debt they cannot afford. If you live in Concord, contact our law firm today! We can help to file your case and ensure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!
Hines Law Offices
"George was a huge help and a great comfort during a very low time!"
"George was a huge help and a great comfort during a very low time. He took the time to explain everything and make me feel comfortable. I would absolutely recommend George to anyone."
Rating by: Traci S
ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?
Experienced Chapter 13 Bankruptcy Attorneys Concord MA, Can Help Eliminate Your Financial Debt Today!
One of the biggest reasons for filing a Chapter 13 Personal Bankruptcy Petition, is to enable individuals avoid foreclosure which often leads to the loss of their home. Further, the court will prevent foreclosure if a homeowner can continue making their regular mortgage payments, insurance and property taxes. And in most cases, the homeowner is required to make arrangements to repay the arrears on their mortgage over an agreed period of time.
Have You Already Received a Foreclosure Notice? Don’t worry it’s not too late to get right back on track! Another critical benefit of Chapter 13 Bankruptcy in Concord Massachusetts, is the prevention of creditors from collection activities. Creditor harassment, wage garnishment, auto repossessions, and law suits, can be stopped. We work with our clients to develop an advantageous plan based on their unique circumstances. Depending on the type of personal debt you owe, your assets and income, the petition filed in the Massachusetts bankruptcy court may require that other debts, be repaid at no interest over the life of the debt reduction plan. In some cases, no repayment is required at all.
We recognize that drowning in debt can cause financial hardship, however, you have options, when working with our Concord MA law firm. By eliminating your debt obligations through Ch 13, you immediately simplify your life. Let us help you eliminate living paycheck to paycheck, stop creditors from their harassing phone calls, and avoid a foreclosure letter. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial freedom a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the quicker you file, the sooner you will become protected – knowing that your financial future is in order and your possessions are protected. Please contact us today, and obtain your FREE personal debt evaluation!
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Keep your Car and Home
Stop Creditor Harassment
Prevention of Utility Shutoffs
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.
Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.
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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!