$ ZERO DOWN*
Personal Bankruptcy Attorneys Specializing in Chapter 13 and Chapter 7 Bankruptcy Protection in Worcester MA
Massachusetts highest rated personal bankruptcy attorneys, assisting individuals and families attain financial freedom. We take pride in helping individuals in Chapter 7 and Chapter 13 bankruptcy cases. Our experienced law firm is the best choice for helping individuals rebuild their financial future. We offer a FREE case evaluation so that our attorneys can better understand your circumstances and develop an effective plan of action. Our attorneys welcome your trust to immediately begin stopping collection calls from home foreclosures and debt collectors.
When we meet with prospective clients, we are able to determine whether personal bankruptcy is the right choice. We will also suggest the best choice including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique circumstances. We are honored to work out a plan for prioritizing your payments. An affordable bankruptcy attorney in Worcester is just a call away! We recognize the emotional stress that surrounds these difficult times, and deciding whether or not to file is a very serious decision, let us help you today!
Our Chapter 7 Bankruptcy Attorneys in Worcester MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!
Chapter 7 referred to as liquidation bankruptcy, that can greatly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 enables our clients to get a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many of our clients, most often, this is the best course of action, when there is no hope of paying off their debts.
The ultimate goal of Chapter 7, for individuals in Worcester, is to eliminate your debts. When you receive a “discharge” you are no longer required to pay your unsecured debt. Unsecured debt most often includes; medical bills, credit cards, and loans. Keep in mind, some debts which will not be discharged in Chapter 7, including most child support, student loans, some tax debt or debt you owe due to fraud. Please contact us today, if you have any questions regarding which debt cannot be eliminated.
Massachusetts law has established bankruptcy as an option to allow people to start over financially. Often we all know of friends or individuals that have filed for debt relief protection and live their lives without the stress and anxiety of worrying about money and debt they cannot pay. If you live in Worcester, contact our Massachusetts law firm today! We can help to file your case and make sure you are protected to the fullest extent of the law, in Massachusetts. Don’t forget to ask about our payment plan options!
ARE YOU CONSIDERING FILING FOR PERSONAL BANKRUPTCY?
We Got You Covered!
Experienced Chapter 13 Bankruptcy Lawyers Worcester MA, Can Help Relieve Your Debt Obligations Today!
One of the biggest reasons for filing a Chapter 13 Personal Bankruptcy case, is to enable individuals avoid foreclosure which often leads to the loss of their residence. Further, the court will prevent foreclosure if a homeowner can keep making their regular payment obligation, insurance and property taxes. Most of the time, the homeowner is required to make arrangements to repay the arrears on their mortgage over an agreed period of time.
Have You Already Received a Foreclosure Notice? Don’t worry it’s not too late to get right back on track! Another critical advantage of Chapter 13 Bankruptcy in Worcester MA, is the prevention of creditors from collection activities. Creditor harassment, garnishment of wages, car repossessions, and law suits, can be stopped. We work with individuals to create a beneficial plan based on their unique situation. Depending on the type of personal debt you owe, your assets and income, the petition filed in the Massachusetts bankruptcy court may consider that other debts, be repaid at no interest over the life of the debt reduction plan. In some cases, no repayment is required at all.
We recognize that overwhelming debt can cause financial hardship, however, we can offer you options, when working with our Worcester MA law firm. By eliminating your debt responsibilities through Ch 13, you immediately simplify your life. Let us help you eliminate living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure letter. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where Ch 13 is the right choice, the quicker you file, the sooner you will feel relief – knowing that your finances are in order and your possessions are protected. Please contact us today, and receive a FREE personal debt evaluation!
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Keep your Car and Home
Our attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.
Stop Creditor Harassment
Are creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.
Credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.
Prevention of Utility Shutoffs
Are you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!
Are your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!
Do you have questions? We can Help you!
Is your medical debt at levels where you can never pay it?
Are you behind on your mortgage?
Stop wage garnishment
Let’s fight for your vehicles
Are you juggling your credit card debt?
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.
Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*0 Down and $995 Offer Details
*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.
Read More About Personal Bankruptcy on Our Blog!
Vehicle repossessions have devastating consequences. Once a lender seizes a car or truck, vital transportation is often cut off. When a vehicle is a daily necessity, inability to qualify for another loan because of the repossession may mean higher expenses for...
Falling behind on your house payments can be the beginning of a downward spiral for maintaining your finances. If you are overwhelmed with owing money and are having a hard time making payments on your house, it’s highly likely that foreclosure is going to happen....
Bankruptcy is a scary time for most people. It involves loss of a life you were used to and new financial world where you’re working to rebuild trust and freedom. Navigating it requires an attorney with experience. Bankruptcy attorneys help you file paperwork, help...
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!