In March 2020, federal student loan payments were suspended through September 2020 and then the Biden administration extended that date through January 31, 2022. This moratorium affected nearly 42 million people and the Federal Reserve estimated that in the second...
The death of a loved one is always traumatic. The trauma can be compounded when you are faced with a reduction in the income needed to pay your bills and those incurred by your late spouse. Knowing which bills you are obligated to pay, and which debts should be...
Bankruptcy is designed to ultimately give Americans a fresh start on a stable financial future. In order to do so, there are some items that you own which state and federal laws allow you to keep during your bankruptcy. These items are called exemptions or exempt...
There are a lot of untruths, or myths, surrounding filing for personal bankruptcy. Sometimes these myths are perpetuated based on rules, regulations and laws that have changed over the years. Most of the time, however, the myths are due to the complexity of bankruptcy...
Are you drowning in credit card debt? Are you constantly receiving phone calls requesting payment for past due medical bills? If your outstanding debt is putting a burden on your financial, physical, or mental well-being, it might be time to consider filing for...
If you are drowning in debt, and can’t seem to make ends meet, personal bankruptcy may be an option for you. However, in order to benefit from debt relief, it’s wise to reevaluate your situation and make some changes. What is creating this emotional and financial...
