Debt Consolidation vs Personal Bankruptcy

Debt Consolidation vs Personal Bankruptcy

There are different solutions to money woes. When in financial straits, people often lean towards debt consolidation instead of bankruptcy because they believe that personal bankruptcy will ruin their credit. There are, however aspects of debt settlement to consider...
Managing Your Credit Report After Bankruptcy

Managing Your Credit Report After Bankruptcy

Life does go on after personal bankruptcy. Hopefully for the better. Part of moving on includes having a plan to take control of your finances. Your credit isn’t going to be the best, however there is hope. Did you know that you can obtain your credit report free...
Money Saving Tips After Bankruptcy

Money Saving Tips After Bankruptcy

When recovering from financial issues, it’s easy to feel stressed, as well as negative, especially when it has dramatically affected your life style. It doesn’t matter whether we’re talking about a household of one, two, or more. There are ways that you can cut costs,...
Rcovering from Bankruptcy

Rcovering from Bankruptcy

It takes a lot of time and patience to bounce back from bankruptcy, but it can be done. Your path to recovery could take seven to ten years, but your credit can become great again. You just need to truly understand how this came about, set realistic goals, and take it...
Filing for Bankruptcy?

Filing for Bankruptcy?

People file for bankruptcy for a number of different reasons. Job loss, illness,  and divorce are three most common. They hit hard and quick and if you don’t have a backup plan your finances can spin out of control fast. Although bankruptcy can help, depending on your...
The Challenges of Young Adult Debt in Massachusettes

The Challenges of Young Adult Debt in Massachusettes

Hundreds of thousands of young adults owe more money on their credit cards than they have in their savings. People between the ages of 30 and 50  are the ones hit the hardest.  A savings account stocked with emergency funds can be quite challenging for a young adult....