The Eviction Process and Debt Relief Options

The Eviction Process and Debt Relief Options

In September 2020 the Centers for Disease Control and Prevention (CDC) issued an Eviction Moratorium which was overturned by a U.S. Supreme Court ruling on August 26, 2021. While in effect the moratorium, issued because of the pandemic, banned landlords from evicting...
An Overview of Bankruptcy Exemptions

An Overview of Bankruptcy Exemptions

Bankruptcy is designed to ultimately give Americans a fresh start on a stable financial future. In order to do so, there are some items that you own which state and federal laws allow you to keep during your bankruptcy. These items are called exemptions or exempt...
Automobile Repossession and How Personal Bankruptcy Can Help

Automobile Repossession and How Personal Bankruptcy Can Help

Americans shouldered about $1.36 trillion in automobile loan debt in 2020, with an estimated average balance of $19,646, ranking automobile debt as the third largest debt category.1 Home mortgages and student loans are ranked as first and second, respectively. While...
How do I Know If I Should File for Personal Bankruptcy?

How do I Know If I Should File for Personal Bankruptcy?

Declaring bankruptcy may be one of the most challenging decisions you have to make, mainly because it has long-lasting effects on your credit. There are many options to look at before deciding to file bankruptcy, such as debt consolidation, and sometimes debtors are...
Busting 4 Common Bankruptcy Myths

Busting 4 Common Bankruptcy Myths

There are a lot of untruths, or myths, surrounding filing for personal bankruptcy. Sometimes these myths are perpetuated based on rules, regulations and laws that have changed over the years. Most of the time, however, the myths are due to the complexity of bankruptcy...
How to Navigate Personal Bankruptcy

How to Navigate Personal Bankruptcy

Sometimes, life happens. If you’ve recently experienced personal bankruptcy, or are in the midst of a financial hurricane, it’s normal to feel anger, frustration, and shame. For many of us, bankruptcy is our worst nightmare and can feel like the ultimate financial...