Debt is difficult. Declaring bankruptcy is even more difficult. But the common misconception is that bankruptcy is inherently a bad thing. It’s, in fact, designed to help you. While there’s a lot of shame that can go into the decision, bankruptcy is designed to give...
While it’s a highly politicized issue currently, there is a truth to the financial hardships faced by Millennials that is, in many ways, completely unlike anything faced by previous generations. Millennials inherited an unstable economic market, a world of entirely...
Chapter 13 bankruptcy is a court monitored repayment plan. It helps individuals pay off their debt within 3-5 years and provides the debtor with an alternative to the liquidation process. Everybody’s financial situation is unique and it’s important to pick the right...
When you are facing financial hardship and are unable to make loan payments on time, your car could be at risk. Like your home mortgage, a car loan is a secured debt and is subject to repossession if you miss a payment. If you are being threatened with repossession,...
Paying of debt is a struggle for many people. Having a job with regular income and still not being able to make payments is extremely frustrating. It may seem like you can never catch up. Daily living expenses hold you back from being able to chip away at your debt....