If you have ever had problems with your computer, you know that one of the first steps in troubleshooting is to shut it down, unplug it, and fire it up again. Sometimes a fresh start is what your system needs to work again. Filing for bankruptcy can give your finances...
If you find that your income isn’t paying your bills, it may be time to consider some of the more significant ways you may be able to save money this year. Every dollar you save provides a dollar that you can put toward paying down your debt, which is vital in...
There are over 537 million open credit card accounts in the United States with the average American having three credit cards.1 Credit Karma reported that their members had an average debt of $6,198 per member.2 That debt is only increasing as credit card interest...
The United States Courts reported that bankruptcy filings actually decreased by about 24 percent in 2021.1 This was attributed to increased government aid during the early days of the COVID-19 pandemic as well as government mandates which halted evictions and...
Chapter 7 bankruptcies clear all debts eligible for discharge, allowing the petitioner to walk away from them forever. For those with large amounts of dischargeable debts, Chapter 7 often provides more advantages than Chapter 13. A bankruptcy attorney helps determine...
While filings for Chapter 7 and Chapter 13 bankruptcy are ultimately down in 2021, the situations that often lead to bankruptcy are on the rise. Bankruptcy doesn’t happen in a vacuum, nor does it happen overnight and plenty of those underlying bankruptcy causes were...