The Eviction Process and Debt Relief Options

The Eviction Process and Debt Relief Options

In September 2020 the Centers for Disease Control and Prevention (CDC) issued an Eviction Moratorium which was overturned by a U.S. Supreme Court ruling on August 26, 2021. While in effect the moratorium, issued because of the pandemic, banned landlords from evicting...
3 Reasons People Need to File for Personal Bankruptcy

3 Reasons People Need to File for Personal Bankruptcy

Chances are, you’ve never said the word “bankruptcy” to anyone outside your immediate household. In fact, there’s a good chance you’ve avoided that word within the walls of your own home. While shame surrounding financial mistakes or mishaps is understandable, forging...
Credit Score and How to Improve It Beginning with Bankruptcy

Credit Score and How to Improve It Beginning with Bankruptcy

Your credit report and the resulting credit score are used by lenders for everything from determining home and car loans rates to determining insurance premiums, securing a new job or renting an apartment. Your credit report and credit score are an important financial...
Automobile Repossession and How Personal Bankruptcy Can Help

Automobile Repossession and How Personal Bankruptcy Can Help

Americans shouldered about $1.36 trillion in automobile loan debt in 2020, with an estimated average balance of $19,646, ranking automobile debt as the third largest debt category.1 Home mortgages and student loans are ranked as first and second, respectively. While...
How do I Know If I Should File for Personal Bankruptcy?

How do I Know If I Should File for Personal Bankruptcy?

Declaring bankruptcy may be one of the most challenging decisions you have to make, mainly because it has long-lasting effects on your credit. There are many options to look at before deciding to file bankruptcy, such as debt consolidation, and sometimes debtors are...
How to Navigate Personal Bankruptcy

How to Navigate Personal Bankruptcy

Sometimes, life happens. If you’ve recently experienced personal bankruptcy, or are in the midst of a financial hurricane, it’s normal to feel anger, frustration, and shame. For many of us, bankruptcy is our worst nightmare and can feel like the ultimate financial...