Filing for bankruptcy is complicated and sometimes scary. It requires a fair amount of legal knowledge and usually the help of an experienced bankruptcy attorney. But there are some easy steps you can follow yourself as you dive into the process that doesn’t require...
One of your resolution at the start of the year may have been to actually make yourself a personal budget and stick to it. It’s not as easy as it seems, though. Personal budgets sound good in practice and may even seem very easy to start out but they can get blown...
If you feel like you’ve hit rock bottom by filing for personal bankruptcy, you’re not alone. Non-business bankruptcy cases totaled 752,160 in 2020, according to the Administrative Office of the U.S. Courts. So how can you bounce bank from personal bankruptcy?...
These days, more and more Americans find themselves living on the edge. Though we are amid the longest economic recovery in American history, wages have failed to keep pace with growth. In addition, many households carry high debt burdens, and when a financial...
There is a surprising trend in U.S. personal bankruptcies: The rising number of senior citizens petitioning for relief has risen to never before seen proportions. In 1991, a minute percentage of bankruptcy filers were over 65. Now, seniors account for more than 10% of...
Have you ever heard the term financial health? It refers to the state, or “health”, of your finances and a lot goes into it. Including savings, what you’re putting away for retirement, and more. Your health refers to how good your practices are and how well you’re...
