How to Select A Credit Counseling Agency for Your Bankruptcy
When you are having trouble paying your bills, the last thing you need is for a credit counseling agency to add to your problems by taking your money and not providing the services you expected. It's important to your wallet and your financial future to take the time...
Credit Score and How to Improve It Beginning with Bankruptcy
Your credit report and the resulting credit score are used by lenders for everything from determining home and car loans rates to determining insurance premiums, securing a new job or renting an apartment. Your credit report and credit score are an important financial...
An Overview of Bankruptcy Exemptions
Bankruptcy is designed to ultimately give Americans a fresh start on a stable financial future. In order to do so, there are some items that you own which state and federal laws allow you to keep during your bankruptcy. These items are called exemptions or exempt...
Automobile Repossession and How Personal Bankruptcy Can Help
Americans shouldered about $1.36 trillion in automobile loan debt in 2020, with an estimated average balance of $19,646, ranking automobile debt as the third largest debt category.1 Home mortgages and student loans are ranked as first and second, respectively. While...
How do I Know If I Should File for Personal Bankruptcy?
Declaring bankruptcy may be one of the most challenging decisions you have to make, mainly because it has long-lasting effects on your credit. There are many options to look at before deciding to file bankruptcy, such as debt consolidation, and sometimes debtors are...
Busting 4 Common Bankruptcy Myths
There are a lot of untruths, or myths, surrounding filing for personal bankruptcy. Sometimes these myths are perpetuated based on rules, regulations and laws that have changed over the years. Most of the time, however, the myths are due to the complexity of bankruptcy...
How to Navigate Personal Bankruptcy
Sometimes, life happens. If you’ve recently experienced personal bankruptcy, or are in the midst of a financial hurricane, it’s normal to feel anger, frustration, and shame. For many of us, bankruptcy is our worst nightmare and can feel like the ultimate financial...
Does Bankruptcy Stop Wage Garnishment? | MA Bankruptcy
It is always upsetting when you are notified by a court that your wages are going to be garnished due to unpaid child support or some other form of unpaid debt. The payroll firm ADP reported that about 13 million employees had wage garnishments in 2013 with the top...
COVID-19 Debt: Is Personal Bankruptcy a Solution? | Massachusetts
COVID-19 has resulted in many households facing economic damage that would have been inconceivable before the pandemic. Many lost their jobs and had to go on unemployment; however, often, even with enhanced benefits, unemployment compensation has not been enough to...
Living on the Money You Make: Budget Development | Bankruptcy Law Firm MA
We are well into a New Year, and resolutions to get control of finances are often at the top of most resolution lists and in full motion. This is especially true if you are in financial trouble and contemplating bankruptcy. Whether or not bankruptcy is in your future,...
Why You Need an Attorney to File Bankruptcy | Massachusetts
Consumer bankruptcy is one of the most important American rights. Without it, citizens could be subjected to ruinous collections practices enforced by the courts. Unpayable judgments would prevent bankrupt households from becoming solvent, resulting in dire poverty...
Signs of Home Foreclosure Rescue Scams | MA Bankruptcy
The passage of the CARES Act last year assisted many homeowners who were experiencing financial hardship due to the pandemic. Guidelines were issued on federally backed mortgages, including Fannie Mae and Freddie Mac, as well as Veterans Affairs (VA) and Federal...
Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13 Bankruptcy. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Leominster MA, Watertown MA, Worcester MA
Personal Bankruptcy MA | Chapter 7 Bankruptcy MA | Chapter 13 Bankruptcy MA