Have you ever heard the term financial health? It refers to the state, or “health”, of your finances and a lot goes into it. Including savings, what you’re putting away for retirement, and more. Your health refers to how good your practices are and how well you’re...
It’s true when they say money doesn’t grow on trees, but if only it did. Let’s face it, we all get into a little debt at some point in our lives and sometimes it’s more than we can handle. Sometimes the money we earn gets garnished legally from our paycheck if we...
Vehicle repossessions have devastating consequences. Once a lender seizes a car or truck, vital transportation is often cut off. When a vehicle is a daily necessity, inability to qualify for another loan because of the repossession may mean higher expenses for...
Credit cards are a leisure item that are all about convenience especially when you simply don’t have the cash on hand to make a purchase immediately. The availability of this convenience can be called into question when you have faced previous financial challenges...
There’s a lot of fear and a lot of misinformation that goes on around bankruptcy. There’s a lot of fear and trepidation as well. But filing bankruptcy is common and, when the right channels are followed, not as complicated or momentous as it seems. Knowing common...
If you’re in debt and worried about your assets becoming collateral for your ability to pay it off, the FDCPA is going to become your new shield as you go into deeper stages of debt collection. The Fair Debt Collection Practices Act was first put into place in 1977 as...
