Being in debt is never a pleasant experience, it in fact, can be one of the most stressful experiences you may ever have. This can be made even worse you have to endure harassment from a debt collector. Unfortunately, many people endure the badgering and bullying of...
Bankruptcy and credit counseling are two of the most effective means of taming or eliminating debt that has resulted in insolvency. Insolvency occurs when income has fallen or debt has risen to the point that paying all essential bills and expenses has become...
Bankruptcy can and does affect anyone at any time. All it takes is debt that cannot be paid back based on your current assets and income. But there’s been a disturbing trend recently of Americans over 65 declaring bankruptcy at an increasing rate, compared to younger...
Debt is difficult. Declaring bankruptcy is even more difficult. But the common misconception is that bankruptcy is inherently a bad thing. It’s, in fact, designed to help you. While there’s a lot of shame that can go into the decision, bankruptcy is designed to give...
When it comes to your finances, how ‘literate’ do you feel? If you’re like most Americans today, probably not at all. Financial literacy is the catch-all term that describes educating oneself about finances and financial preparedness. Although financial literacy is...
You’re not alone. If you’re like the millions of Americans who file bankruptcy every year, there is hope. Life after bankruptcy is different, difficult, but definitely possible. The bottom line is your life will heal. With a little perseverance and even more patience,...
