Bankruptcy can be scary. It can also be complicated. Deciding to file for bankruptcy is a big step and will help you get back on your feet financially. But it can also come back to bite you if you make avoidable mistakes. Some of them may be tempting, but the point of...
Surviving foreclosure does not necessarily mean keeping the property. In many cases, especially when negative equity has become insurmountable, getting out from under the mortgage provides the best path to healthy finances. The key is planning and knowing all your...
Everyone wants the same thing New year after New year; to be happy and live prosperous. For the most part saving money often makes people happy; and happy people find happiness in more than just money. So, truthfully these ideals go hand in hand. While we want these...
The vast majority of Americans are under a certain degree of financial stress and pressure at any given time. For many people, our liabilities outweigh our assets by so much that filing for bankruptcy seems like the only solution to manage out of control debt....
Filing for bankruptcy requires more than just you and your bankruptcy attorney. There are several people involved such as the creditors, a judge and a trustee. It seems intimidating but with an experienced and knowledgeable bankruptcy attorney, it doesn’t have to be....
Picking up the pieces after bankruptcy means rebuilding your credit. It requires time and patience but it’s doable. In some of our previous posts, we’ve given some tips on how to rebuild your credit. Maintaining a free credit report is a great way to rebuild your...