We know. It’s not the best situation. We’ve been there. And surprisingly Chapter 7 bankruptcy is the simplest and most common type of bankruptcy to file, so you’re not alone. The biggest difference between a Chapter 7 and Chapter 13 is that a Chapter 7 case does not...
Picking up the pieces after bankruptcy means rebuilding your credit. It requires time and patience but it’s doable. In some of our previous posts, we’ve given some tips on how to rebuild your credit. Maintaining a free credit report is a great way to rebuild your...
Being financially literate means that you are not living beyond your means. This can be easier said than done. Managing money is a personal skill that needs to be learned, but not everybody accomplishes this. When it is, it has benefits throughout your life time....
Consumers can be forced into bankruptcy for a host of different reasons. Household debt being one. In 2017, household debt hit a new high of over 12 trillion dollars, steadily climbing since 2008. So, what exactly contributes to household debt? There are several...
Filing for bankruptcy is overwhelming. Although the laws vary from state to state the general process is the same. If you are thinking about filing, obtaining a bankruptcy attorney is always a good idea. The bankruptcy attorneys at Hines Law have been helping clients...
Do you owe more on your home than it is worth? Do you really want to stay in your home but think you need to sell? Think again. People often contemplate a short sale when they are underwater on their home mortgage and are having a hard time making ends meet. It may...
