Any decision you make in life, no matter the venue it’s made in or the type of decision it is, is done with a fair amount of knowledge on your side. You wouldn’t go into the grocery store without a list, you wouldn’t take a road trip without a map, and you wouldn’t...
Bankruptcy and credit counseling are two of the most effective means of taming or eliminating debt that has resulted in insolvency. Insolvency occurs when income has fallen or debt has risen to the point that paying all essential bills and expenses has become...
Bankruptcy can and does affect anyone at any time. All it takes is debt that cannot be paid back based on your current assets and income. But there’s been a disturbing trend recently of Americans over 65 declaring bankruptcy at an increasing rate, compared to younger...
While it’s a highly politicized issue currently, there is a truth to the financial hardships faced by Millennials that is, in many ways, completely unlike anything faced by previous generations. Millennials inherited an unstable economic market, a world of entirely...
You may be hearing the phrase wage garnishment for a couple of different reasons. It could be because you owe back taxes, student loans, child support, or owe general debt towards an entity. What is wage garnishment? It’s when a court withholds your pay in order to...
Bankruptcy can be scary. It can also be complicated. Deciding to file for bankruptcy is a big step and will help you get back on your feet financially. But it can also come back to bite you if you make avoidable mistakes. Some of them may be tempting, but the point of...
