CHAPTER 7 BANKRUPTCY
CONCORD MA
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Chapter 7 Bankruptcy Attorneys Specializing in Personal Bankruptcy Protection in Concord MA
Massachusetts highest rated personal bankruptcy law firm, assisting individuals and families attain financial freedom. We take pride in helping individuals in Chapter 7 and Chapter 13 bankruptcy cases. Our experienced firm is the best choice for helping individuals rebuild their financial future. We offer a FREE case evaluation so that our attorneys can better understand your circumstances and develop a solid plan of action. Our law firm welcomes the possibility to immediately begin stopping collection calls from home foreclosures, debt collectors, and more!
When meeting with prospective clients, we are able to determine whether personal bankruptcy is the right choice. We will also suggest the best choice including Chapter 7 or 13 bankruptcy, based on each individual’s unique circumstances. We are happy to develop a plan for prioritizing your payments. An affordable personal bankruptcy lawyer in Concord is just a call away! We understand the emotional stress that surrounds these proceedings, and deciding whether or not to file is an important decision, let us help you today!
Our Chapter 7 Bankruptcy Lawyers in Concord MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!
Chapter 7 is a liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 affords our clients to get a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many individuals, most often, this is the best course of action, when there is no hope of paying off their debts.
The ultimate goal of Chapter 7, for individuals in Concord, is to discharge your debts. When you receive a “discharge” you are no longer required to pay your unsecured debt. Unsecured debt most often includes; medical bills, credit cards, and loans. Keep in mind, some debts which cannot be eliminated in this legal proceeding, including most child support, student loans, some tax obligations or debt you owe due to fraud. Please contact us today, if you have any questions regarding which debt cannot be eliminated.
The federal government has established bankruptcy as a means to allow people to start over financially. Often we all know of friends or family that have embraced the opportunity to enjoy debt relief and live their lives without the stress and anxiety of debt they cannot afford. If you live in Concord, contact our Massachusetts law firm today! We can help to file your case and make sure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!
We understand that overwhelming debt can cause financial hardship, however, we can offer you options, when working with our Concord MA law firm. When you eliminate your debt responsibilities, you immediately simplify your life. Let us help you stop living paycheck to paycheck, stop creditors from their harassing phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial freedom a reality. Don’t wait until it is too late. For individuals where bankruptcy is the right choice, the sooner you file, the sooner you will become protected – knowing that your financial future is in order and your possessions are protected. We encourage you to contact us today, and obtain your FREE personal debt evaluation!
Testimonials For
Hines Law Offices
"George was a huge help and a great comfort during a very low time!"
"George was a huge help and a great comfort during a very low time. He took the time to explain everything and make me feel comfortable. I would absolutely recommend George to anyone."
Rating by Traci S:
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ARE YOU CONSIDERING FILING FOR CHAPTER 7 BANKRUPTCY?
Personal Bankruptcy Resources
Experienced Personal Bankruptcy Attorneys Concord MA, Can Help Relieve Your Financial Debt Today!
One of the most advantageous reasons to file Personal Bankruptcy case, is to enable individuals avoid foreclosure which often leads to the loss of their home. Further, the court will stop foreclosure if a homeowner can keep making their regular payment obligation, insurance and property taxes. And in most cases, the homeowner is required to make arrangements to make up the arrears on their mortgage over a period of time.
Have You Already Obtained a Foreclosure Notice? Don’t worry it’s not too late to get right back on track! Another important advantage of Bankruptcy in Concord MA, is the prevention of creditors from collection activities. Creditor harassment, wage garnishment, vehicle repossessions, and law suits, can be halted. We work with our clients to create a beneficial plan based on their unique circumstances. Depending on the type of personal debt you owe, your assets and income, the petition filed in the Massachusetts bankruptcy court may consider that other debts, be repaid at no interest over the life of the debt reduction plan. In some cases, no repayment is required at all.
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Stop Creditor Harassment
Are creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors. Keep your Car and Home
Our attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings. Eliminate Debt
Credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors. Prevention of Utility Shutoffs
Are you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late! Stop Garnishments
Are your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent! 
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.
Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.
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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!
Service Areas Include: Westborough MA, Natick MA, Hopkinton MA, Southborough MA, Marlborough MA, Worcester MA, Waltham MA, Boston MA, Sudbury MA, Wellesley MA, Framingham MA, Norwood MA, Leominster MA, Franklin MA, Shrewsbury MA, Milford MA, Watertown MA, Wayland MA, Brookline MA, Hudson MA, Northborough MA, Concord MA, Maynard MA, Lincoln MA, Needham MA, Lexington MA, Arlington MA, Acton MA, Stow MA, Weston MA, Cambridge MA, Littleton MA, Lowell MA, Bedford MA, Canton MA, Dedham MA, Everett MA, Malden MA, Newton MA, Holliston MA, Medfield MA, Somerville MA, Westwood MA, Northbridge MA, Sherborn MA, Upton MA, Middlesex County MA, Ashland MA, Bolton MA, Berlin MA, Clinton MA, Norfolk MA, Mendon MA, Holden MA