CHAPTER 7 BANKRUPTCY
$ ZERO DOWN*
Chapter 7 Bankruptcy Lawyers Specializing in Personal Bankruptcy Protection in Needham MA
Massachusetts top rated personal bankruptcy law firm, assisting individuals and families achieve financial freedom. We take pride in the representation of individuals in Chapter 7 and Chapter 13 bankruptcy filing. Our experienced law firm is the best choice for helping individuals rebuild their financial future. We offer a FREE case evaluation so that our attorneys can better understand your circumstances and develop a solid plan of action. Our law firm welcomes the possibility to immediately begin stopping collection calls from home foreclosures, debt collectors, and more!
When we meet with prospective clients, we are able to advise whether personal bankruptcy is the right choice. We will also suggest the best option including Chapter 7 or 13 bankruptcy, based on each individual’s unique circumstances. We are honored to develop a plan for prioritizing your payments. An affordable bankruptcy attorney in Needham is just a call away! We recognize the emotional stress that surrounds these proceedings, and deciding whether or not to file for bankruptcy is an important decision, let us help you today!
Our Chapter 7 Bankruptcy Lawyers in Needham MA, Are Ready to Safeguard Your Interests and Help Rebuild Your Future!
Chapter 7 referred to as liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 affords our clients to obtain a fresh start in life. This form of debt relief protection is what most people think of when they think of filing bankruptcy and is the most common. For many of our clients, most often, this is the best choice, when there is little optimism of paying off their debts.
The main reason for Chapter 7, for individuals in Needham, is to discharge your debts. When you receive a “discharge” you are no longer obligated to pay your unsecured debt. Unsecured debt most often includes; medical bills, credit cards, and loans. There are however, some debts which cannot be discharged in Chapter 7, including most child support, student loans, some tax debt or debt you owe due to fraud. Please contact us today, if you have any questions regarding which debt cannot be discharged.
Massachusetts law has established bankruptcy as a means to enable individuals to start over financially. Many times we all know of friends or family that have filed for debt relief protection and live their lives without the stress and anxiety of debt they cannot afford. If you live in Needham, contact our law firm today! We can help to file your case and make sure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plan and $995 bankruptcy options!
We recognize that drowning in debt can cause financial hardship, however, you have options, when working with our Needham MA law firm. By eliminating your debt responsibilities, you immediately simplify your life. Let us help you stop living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Massachusetts are ready and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where bankruptcy is the right choice, the sooner you file, the sooner you will become protected – knowing that your financial future is in order and your possessions are protected. Please contact us today, and obtain your FREE personal debt evaluation!
ARE YOU CONSIDERING FILING FOR CHAPTER 7 BANKRUPTCY?
We Got You Covered!
Preferred Personal Bankruptcy Lawyers Needham MA, Can Help Eliminate Your Debt Obligations Today!
One of the most advantageous reasons for filing Personal Bankruptcy case, is to enable homeowners avoid foreclosure which often leads to the loss of their home. Further, the court will stop foreclosure if a homeowner can keep making their regular payment obligation, insurance and property taxes. And in most cases, the homeowner is required to make arrangements to make up the arrears on their mortgage over an agreed period of time.
Have You Already Obtained a Notice of Foreclosure? It’s not too late to get right back on track! Another critical advantage of Bankruptcy in Needham MA, is the prevention of creditors from collection attempts. Creditor harassment, wage garnishment, vehicle repossessions, and law suits, can be halted. We work with individuals to create a beneficial plan based on their unique situation. Depending on the type of personal debt you owe, your assets and income, the plan filed in the Massachusetts bankruptcy court may require that other debts, be repaid at no interest over the life of the debt reduction plan. In some cases, no repayment is required at all.
Here are Some Ways Our Bankruptcy Lawyers Can Help You
Stop Creditor Harassment
Are creditors calling your house and at work? Do they even go as far as contacting your family members? Let our experienced lawyers stop harassment by creditors! In some instances, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This gives you some cause for additional action against creditors.
Keep your Car and Home
Our attorneys can help you keep your car and home! In addition to eliminating your debt, in most circumstances, you can keep your home, vehicle, and personal belongings.
Credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc., can be completely eliminated without payment to your creditors.
Prevention of Utility Shutoffs
Are you worried that your utilities may be shut off? Our legal experts work with our clients to stop creditors from shutting off utility service to your home. We will immediately work to prevent disruption in your utilities, before it’s too late!
Are your wages currently being garnished or have you been notified that a garnishment of your wages will soon begin? Our law firm can help top garnishments, so that your current income can be better spent!
Do you have questions? We can Help you!
Is your medical debt at levels where you can never pay it?
Are you behind on your mortgage?
Stop wage garnishment
Let’s fight for your vehicles
Are you juggling your credit card debt?
Our Law Firm is Here to Help. Contact Our Experienced Attorneys for Your FREE Consultation!
Attorney George N. Piandes graduated from Stone Hill College and Massachusetts Law School. In 1998, he was admitted to the Bar of the Commonwealth of Massachusetts. George N. Piandes, has been licensed to practice law for over 10 years. His expertise is bankruptcy and real estate law, as well as litigation.
Holly Hines is a graduate of Anna Maria College, B.A., and a graduate of Massachusetts School of Law. Holly Hines has been licensed to practice law for over 11 years, and established her own Law Firm in 2005, specializing in Chapter 7 and Chapter 13 bankruptcy cases.
We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.
*0 Down and $995 Offer Details
*$0 Down and/or payment plan is based on your ability to pay. Prior to filing your bankruptcy case, all fees must be paid in advance. $995 represents our attorney fee for the filing of your Chapter 7 case. In situations where additional legal services are required, this fee may increase. You are also responsible for paying the court filing fees of approximately $350, plus the credit report fee, along with two financial management courses that are required by the State of Massachusetts.
Read More About Personal Bankruptcy on Our Blog!
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Hines Law Offices offers personal bankruptcy protection including Chapter 7 Bankruptcy and Chapter 13. We help individuals, families, and clients eliminate debt through the bankruptcy laws afforded in the state of Massachusetts. Individuals who are facing foreclosure, wage garnishment, home repossession, auto repossession, creditor harassment, medical bill debt, credit card debt, utility shutoff notices, mortgage debt, and more can benefit from our legal services. Call Today!